At Robb Capital, we specialize in providing flexible floating-rate financing solutions tailored to a diverse range of commercial property types. In today’s ever-changing
market, this loan product offers a valuable advantage by equipping borrowers with the flexibility to quickly adapt to changing financial conditions.
Benefits of Floating-Rate Loans:
– Competitive Rates: Floating-rate loans offer competitive rates that remain historically low, providing cost-effective financing solutions.
– Minimal to No Prepayment Penalties: These loans often come with minimal to no prepayment penalties, enhancing your flexibility in managing your financial commitments.
However, it’s crucial to consider potential downsides as well. Brian H. Robb, MSc, President of Robb Capital, offers the following caution:
While floating-rate loans can provide significant short-term benefits, such as lower debt service, it’s important to be mindful of the speculation that LIBOR rates may eventually rise, potentially accompanied by a flattening yield curve. This can adversely affect borrowers who did not initially opt for fixed-rate financing.
Robb Capital is dedicated to securing the most advantageous financing solutions while earning your trust and business. Feel free to reach out to us to explore how we can tailor a floating-rate financing solution to meet your unique financial needs and objectives.